By Brennan Nolting | Hoa | Seattle Office
Mena kua whara koe nā te mangere o tētahi atu, ahakoa he aituā motuka, he paheke, he hinga rānei, he aituā mahi rānei, ko te maimoatanga hauora pea te mea tuatahi hei āwangawanga māu. Engari ina whiwhi koe i te tiaki, ka tīmata te tae mai o ngā pire. Mena kāore āu inihua, ki te kore rānei tō inihua e utu i ō whakapaunga katoa, tera pea ka tūtaki koe ki tētahi herenga hauora.
He aha te Herenga Hauora?
A herenga hauora he kereme ture mō tō whakataunga whara whaiaro, he utu rānei nā tētahi kaiwhakarato hauora, he kaiinihua rānei hei whakahoki mai i ngā utu o te maimoatanga i tukuna e rātou. Ko te tikanga, ka whakaae te kaiwhakarato ki te rongoā i a koe ināianei hei utu mō te utu i muri mai, mehemea me ahea ka toa koe, ka ea rānei tō kereme whara whaiaro.
E toru ngā momo herenga hauora i te nuinga o te wā:
- Ngā Here a te Kaiwhakarato – Mai i te hōhipera, i te tākuta rānei.
- Ngā Here Inihuarangatia Hauora – Mai i tō kaiwhakarato inihua hauora, tae atu ki ngā kaupapa kāwanatanga pēnei i a Medicare, Medicaid rānei.
- Ngā Here a te Tuatoru – Mai i ētahi atu rōpū pēnei i ngā kamupene inihua utu kaimahi, i ngā kamupene putea hauora rānei.
Te Mahi a ngā Herenga Hauora
He maha ngā wā ka whakamahia ngā herenga hauora ina:
- Kāore he inihua ā te tangata i whara, kāore rānei i te nui rawa āna inihua.
- Kāore e taea e te tangata i whara te utu i ngā whakapaunga o ia ake putea.
- E whakaae ana te kaiwhakarato ki te whakaroa i te utu i mua i te whakataunga.
Kia tukuna he herenga, ka noho hei herenga ture. Kia whakatauhia te take, me whakatutuki te herenga i mua i te whiwhinga i tētahi wāhanga o tō whakataunga.
tauira: Mena ka whakaae koe ki te $100,000, ā, he $30,000 te herenga a tō kaiwhakarato, ka tangohia taua moni mai i te whakataunga i mua i te whiwhinga i te toenga.
Me pēhea te whakahaere i ngā herenga hauora
- Arotakehia Ngā Herenga Katoa me te Āta
Kia tika ngā utu, ā, e pā ana ki tō aituā. Kei a koe te tika ki te tautohetohe mō ngā utu kua whakanuia, kāore rānei e pā ana ki tēnā. - Whiriwhiria te Moni Herenga
He maha ngā rōia ka whiriwhiri tahi me ngā kaiwhakarato, ngā kaiinihua rānei hei whakaiti i te nui o te herenga, he nui tonu te wā. - Whakatairangahia ngā Here a te Kāwanatanga
Ko ngā herenga mai i a Medicare, Medicaid, i te ratonga hauora hōia rānei (hei tauira, TRICARE) te mea nui, ā, me aro atu ki te tuatahi. - Tikina he Āwhina mai i tētahi Roia
He uaua te ture herenga. Ka taea e te rōia whara whaiaro mātau te āwhina kia tika ngā herenga, kia tika te tuku, kia whakaitihia hoki i ngā wā katoa e taea ai.
Whakapā atu ki tētahi Roia Whara Whaiaro Matatau i Tēnei Rā
Mena kua whara koe i tētahi aituā nā te mangere o tētahi atu, ahakoa he tukinga motuka, he paheke, he hinganga rānei, he aituā kē atu rānei, he mea nui kia mārama koe ki te mahi a ngā herenga hauora. Ka tere te puranga o ngā pire hauora, inā koa mēnā kāore koe i te inihua, kāore rānei i te nui ō inihua, ā, ka tono pea ngā kaiwhakarato hauora i tētahi herenga ki tō whakataunga, ki tō whakawhiwhinga rānei.
I GLP Attorneys, ka ārahi mātou i ngā tāngata whara i roto i ngā take ture me ngā take pūtea uaua e whai ake nei i tētahi aituā, tae atu ki te whakahaere i ngā herenga hauora. Tēnā waea mai 800.273.5005 īmēra atu rānei ki ā mātou rōia whara whaiaro i mo te whiriwhiringa tuatahi kore utu.
