Idaho inorayira zvinodiwa zveinishuwarenzi kune vatyairi vese kuti vave nechokwadi chekuti vane mutoro wemari kana tsaona dzikaitika. Kunzwisisa zvinodiwa izvi kwakakosha kune vese varidzi vemotokari nevanoshandisa mota mudunhu iri.
Kufukidzwa Kwemhosva Ishoma
Idaho Mutemo unoda kuti vatyairi vatakure inishuwarenzi yemhosva ine miganho inotevera yekuvhara:
- Mutoro wekukuvara kwemuviri: $25,000 yetsaona dzakakuvadza munhu mumwe chete, uye $50,000 yetsaona dzakakuvadza vanhu vaviri kana kupfuura.
- Mhosva Yekukuvara Kwepfuma: $15,000 patsaona imwe neimwe.
Iyi mibairo yakagadzirirwa kubhadhara kukuvara kana kukuvara kune vamwe vanhu kana iwe uri iwe une mhosva mutsaona.
Uchapupu hweInishuwarenzi
Vatyairi vanofanira kugara vaine humbowo hweinishuwarenzi mumotokari dzavo uye vohuratidza kana vakumbirwa nemapurisa kana panguva yekuvandudza kunyoreswa kwemotokari. Humbowo hweinishuwarenzi hunogona kupihwa kuburikidza nekadhi reinishuwarenzi chaiyo kana shanduro yedhijitari pafoni.
Uninsured Mutyairi Wemagetsi
Kunyange zvisingasungirwe, Idaho inokurudzira zvikuru kuva neinishuwarenzi yemutyairi asina inishuwarenzi uye asina inishuwarenzi yakakwana. Inishuwarenzi iyi inopa dziviriro kana ukaita tsaona nemutyairi asina inishuwarenzi yakakwana. Miganhu inokurudzirwa ndeiyi:
- Kukuvara Kwemuviri Kwemutyairi Asina Inishuwarenzi: $25,000 yetsaona dzakakuvadza munhu mumwe chete, uye $50,000 yetsaona dzakakuvadza vanhu vaviri kana kupfuura.
- Kukuvara Kwemuviri Kwemutyairi Asina Inishuwarenzi Yakawanda: $25,000 yetsaona dzakakuvadza munhu mumwe chete, uye $50,000 yetsaona dzakakuvadza vanhu vaviri kana kupfuura.
Zvimwe Zvimwe Zvokuvharidzira Sarudzo
Kunze kweinishuwarenzi yemhosva inodiwa, Idaho vatyairi vanogona kufunga nezvedzimwe nzira dzekuchengetedza kuti vadzivirirwe zvakanyanya:
- Nzwisisika Kufukidza: Inovhara kukuvara kwemotokari yako kunokonzerwa nezviitiko zvisina kurovera zvakaita sekuba, kuparadzwa kwezvinhu, kana njodzi dzechisikigo.
- Kurwisana Kwazvo: Inobhadhara kukuvara kwemotokari yako kunokonzerwa nekuroverana neimwe mota kana chimwe chinhu.
- Kurapa Kwekubhadhara Kodhi: Inopa mari yekurapwa yaunoshandisa iwe nevatakurwi vako mushure metsaona, kazhinji pasinei nemhosva.
- Kubhadhara Kwekubhadhara: Inobhadhara mari yekurenda mota yako paunenge uchigadzirisa nekuda kwechikwereti chakavharirwa.
Zvirango zveKusatevedzera
Kukundikana kuchengetedza inishuwarenzi inodiwa kunogona kukonzera zvirango zvakakura, zvinosanganisira faindi, kumiswa kwemvumo yekutyaira, uye kumiswa kwekunyoreswa kwemotokari. Kudzorera rezinesi rakamiswa kana kunyoreswa kunoda humbowo hweinishuwarenzi uye kubhadhara mari inoenderana nayo.
Chinodiwa cheSR-22
Vatyairi vane zvimwe zvinhu zvisina kufambiswa zvakanaka, zvakaita sekutyaira mota kana kutyora mitemo yemumugwagwa kakawanda, vanogona kusungirwa kunyorera fomu reSR-22. Fomu iri chitupa chemutoro wemari chinoratidza kuti une inishuwarenzi inodiwa. SR-22 inofanira kuchengetwa kwenguva yakatarwa, kazhinji makore matatu.
mhedziso
Kunamatira IdahoZvinodiwa zveinishuwarenzi yemotokari zvakakosha pakuchengetedzwa kwemutemo nemari. Kunyange zvazvo kusangana nemiganhu yemutoro wemotokari kuchidikanwa, kufukidzwa kwakawedzerwa kunogona kupa dziviriro yakawedzerwa kubva panjodzi dzakasiyana-siyana. Vatyairi vanofanira kugara vachiongorora mapolisi avo einishuwarenzi kuti vave nechokwadi chekuchengetedzwa kwakakwana uye kutevedzera mitemo yenyika.
Kuti uwane rumwe ruzivo rwakadzama, unogona kushanyira Idaho Webhusaiti yeDhipatimendi reInishuwarenzi pano.
