Vashandi vese vari mukuvaka vane kodzero yekushanda panzvimbo yakachengeteka yebasa. Mutemo we Washington Hurumende inopa dziviriro dzakakosha kuvashandi vekuvaka kuitira kuderedza kana kubvisa kukuvara kubasa. Kana dziviriro idzodzo dzikakundikana, mushandi ane kodzero yekutsvaga munhu ane mhosva yekuripa kukuvara kwake. Kodzero iyi ndeye pamusoro pe mabhenefiti achawanikwa nemushandi kubva kuDhipatimendi reVashandi neMaindasitiri (“L&I”).
Chikumbiro chekukuvara chinogona kuitirwa kontrakita mukuru kana kontrakita mudiki, chero bedzi mukuru kana kontrakita mudiki asiri mushandirwi wemunhu akakuvara. Chikumbiro chakadaro chinonzi "chikumbiro chechitatu." Zvichienderana ne Stute v. PMBC, 114 Wn.2d 454, 788 P.2d 545 (1990), kontrakita mukuru ane basa risingapihwe basa rekuona kuchengetedzeka panzvimbo yebasa, uye ane basa guru pasi pe Washington mutemo wekuchengetedzwa kwebasa uye hutano panzvimbo yebasa.
Kana wakakuvara panzvimbo yekuvaka zvakakosha kuti utsvage kurapwa nekukurumidza. Chikumbiro cheL&I chichavhurwa panzvimbo yako nevanopa hutano. Kana chikumbiro chako chikagamuchirwa, Dhipatimendi reVashandi neMaindasitiri richabhadhara kurapwa kwako uye kurasikirwa nenguva kana usingakwanise kudzokera kubasa.
Vashandirwi vanofanirwa kuzivisa L&I mukati memaawa masere ekufa, kufa kungangoitika, kana kuendeswa kuchipatara kwemushandi chero upi zvake nekuda kwekukuvara kubasa. Kana izvi zvikaitika, Dhipatimendi richaita ongororo yetsaona. Muongorori wedhipatimendi achada kutaura newe kuti awane ruzivo rwekuti tsaona yakaitika sei. Zvakare, zvakakosha kuti utaure negweta usati wabvunzurudzwa, kana zvichibvira.
Kana wakakuvara uri pabasa, pamusoro pekuve nechikumbiro cheL&I chinokubhadhara mari yako yekurapwa uye kurasikirwa nenguva (pamwe nezvimwe zvikomborero), unogona zvakare kuve nechikumbiro chechitatu chinopikisa sangano rakakonzera kukuvara kwako. Kana paine mukana wekuti une chikumbiro chechitatu, izvi zvinofanirwa kuferefetwa negweta nekukasika kuitira kuti humbowo hwese hugone kuwanikwa hunotsigira nyaya yako. Chikumbiro chechitatu chinogona kuitwa kuti chikubatsire kudzoserwa mari yese yekukuvara kwako kusanganisira zvikumbiro zvekukuvara kwekurwadziwa nekutambura izvo dhipatimendi risingakubhadharise pasi pechikumbiro chako cheL&I.
Verenga zvakawanda nezvezvikumbiro zvevamwe, kusanganisira mienzaniso yezvikumbiro zvakadaro, nekushanyira webhusaiti yeDhipatimendi reVashandi neMaindasitiri: http://www.lni.wa.gov/ClaimsIns/Claims/File/3rdParty/default.asp
Kana wakakuvara uri pabasa uye uchifungidzira kuti une chikumbiro chemumwe munhu, taura nemumwe wemagweta eGLP kuti mukurukure nezvekodzero dzako nesarudzo dzako. Magweta edu akabudirira kubata zvichemo zvakadaro mukati menguva yese. Washington Nyika.
