Kubatanidzwa mutsaona yemotokari kunogona kukonzera matambudziko emari nekukurumidza, ndosaka Kudzivirirwa Kwekukuvara Kwemunhu (PIP), kana kuripo mukati meinishuwarenzi yemotokari yako, kuchigona kuva chinhu chakakosha. Kunyangwe iyi inshuwarenzi isiri yekumanikidzwa mu Washington, tinovimba kuti wakatenga imwe inshuwaransi sezvo yakakura uye ichabatsira kubhadhara mabhiri ekurapwa, kurasikirwa nemuhoro, uye mabasa epamba mushure mekukuvara kwakakonzerwa nemotokari. Chii chinonzi PIP? Inishuwaransi yePIP inishuwaransi "isina mhosva", zvichireva kuti hazvina basa kuti tsaona yakaitika sei - inshuwaransi inowanikwa kune chero munhu ari mumotokari yako. Inshuwaransi yePIP ichashanda usati wawana chero inishuwarenzi yehutano. Kana ukapedza inshuwaransi yekurapa yePIP iripo, saka unofanirwa kushandisa inishuwarenzi yehutano kubhadhara mari dzekurapa dzine chekuita netsaona.
Kune mabhenefiti akawanda ekuvhura PIP claim mushure mekuroverana kusanganisira kubhadhara mabhiri ekurapwa anosvika makore matatu mushure mekuroverana, kana kusvika ku$10,000 (kana kupfuura zvichienderana nepolicy yako); kusabhadhara deductible kana co-pay; kuvharwa zvisinei nekuti ndiani akakonzera tsaona sezvo PIP isiri mhosva; uye kuva nedziviriro kubva kukambani yako yeinishuwarenzi, iyo nemutemo isingakwanise kukwidza mitengo yeinishuwarenzi yako kana kukanzura polisi yako yekushandisa PIP pakunyora mushumo wetsaona.
GLP ine magweta ane hunyanzvi hwepamusoro ekukuvara kwetsaona dzemotokari ari vashandi vakagadzirira kukubatsira nekukuvara kwetsaona dzemotokari yako.
Mutemo weKukuvara muNjodzi dzeMotokari ndiwo unonyanya kutariswa paGLP
- Fonera kambani yako yeinishuwarenzi kuti taura nezvekusangana kwacho.
- Kumbira kambani yako yeinishuwarenzi kuti simbisa kuti une PIP uye huwandu hwehuwandu hwekuvhara.
- Get yenyu nhamba yechikumbiro, pamwe chete ne adhiresi uye nhamba yenhare yehofisi yezvikumbiro.
- Fonera hofisi yezvikumbiro uye taura nemugadziri yakagoverwa kune chikumbiro chako.
- Kumbira mugadziri kuti atumire tsamba Kunyorera PIP, Mushumo weChiremba Ari Kupinda uye Fomu rekusimbisa Muhoro kwauri nekukurumidza sezvinobvira.
- Kana wagamuchira, zadza Kushandiswa kwePIP woidzosera kumugadziri wako nekukurumidza sezvinobvira.
- Ipa Mushumo weChiremba weKupinda kuna chiremba wako kuti apedzise uye adzoserwe kune adjuster yako.
- Kana wakambotadza kuenda kubasa: Ipa Fomu rekusimbisa Muhoro kune waunoshandira kuti uzadzise wozodzosera kumugadziri wako.
- Govera yako nhamba yechikumbiro, zita remugadziri, kero yehofisi yechikumbiro uye nhamba yenhare kune vese vanopa rubatsiro rwehutano.
- Rayirai vese vanopa rubatsiro rwehutano kuti bhiri PIP yako zvakananga, uye vape mvumo yekuisa makopi echati dzavo uye/kana mishumo yekurapwa kwega kwega kwaunowana.
Bata Mumwe weMagweta Edu Ekukuvara Kwetsaona Yemotokari Nhasi
Kuti uwane rumwe ruzivo nezve PIP coverage, tarisa kadhi redu re PIP rakaiswa pawebhusaiti yedu pano:
https://www.glpattorneys.com/wp-content/uploads/2020/02/glp-pip-card-v8.pdf
Pawebhusaiti yedu, unogona kuiwanawo nekuenda kupeji redu rekuti “Zvishandiso/Zvishandiso zveVanopa”:
https://www.glpattorneys.com/provider-resources/
Musazeza kutaura nemumwe wemagweta edu ari pahofisi iri pedyo nemi. Tinogara takagadzirira kukurukura nezvesarudzo dzenyu nekodzero dzenyu dzekuvhura PIP claim.
