By Raechel Fraser Gweta revashandi | Burlington / Gomo reVernon hofisi
Vatyairi vane basa rekutevedzera mitemo yemugwagwa kuti vave nechokwadi chekuti vafambi vavo, vamwe vari kushandisa mugwagwa, uye ivo pachavo vakachengeteka. Zvisinei, dzimwe nguva ngozi dzemotokari zvinogona kuitika pasinei nekutarisirwa kwekuchengetedzwa kwemugwagwa, uye zvakakosha kuti vatyairi vanzwisise mhando dzakasiyana dzeinishuwarenzi dzinogona kuvadzivirira ivo nemhuri dzavo kana tsaona yekutyaira.
Kunyange zvazvo kune marudzi akawanda ekuvhara mari anogona kutengwa nevatyairi kana tsaona yemotokari ikaitika, blog rino richatarisa musiyano mukuru uripo pakati pe mari yekurapwa inovharwa (MedPay) uye dziviriro yekukuvara kwemunhu (PIP).
MedPay inovhara chii?
MedPay chimwe chinhu chaunogona kuisa muinishuwarenzi yemotokari yako, uye inovhara mari yekurapwa inokonzerwa netsaona, zvisinei nekuti ndiani ari kukanganisa. Mutemo weMedPay unogona kuvhara mari dzakadai se:
- Mari yekurapwa, mari inobviswa pamari, uye mari yekubhadhara pamwe chete
- Kushanya kwachiremba nechipatara
- Dental work
- Ambulance
- Surgeries
- Kugadzwa kweChiropractic
- Mari yemariro
MedPay yakasiyana neinishuwarenzi yehutano yenguva dzose nekuti haingobhadharisi kukuvara kwako chete, asi inogona kubhadhara chero munhu akakuvara mutsaona, kusanganisira vafambi, vanofamba netsoka, nevanofamba nemabhasikoro. Medpay inogonawo kushanda seinishuwarenzi yako huru panguva yetsaona uye inonyanya kushandiswa munzvimbo dzemaguta dzine vanhu vakawanda vanofamba netsoka.
Chii chinonzi PIP uye Inoshanda Sei?
PIP, dziviriro yekukuvara kwemunhu, ndeimwe inishuwarenzi yemotokari inogona kutengwa nevaridzi vemotokari kuti ivabatsire kudzivirira kana vakakuvara mumugwagwa. Kunyange hazvo, PIP neMedPay zvese zvinopa kuchengetedzwa pasina mhosva, musiyano mukuru pakati pePIP neMedPay, ndewekuti pamusoro pekubhadhara mari dzekurapa dzinobva mutsaona, PIP inogona kubhadhara mari yekuwedzera, kana kukuvara kwetsaona yemotokari kusingakwanise kubhadharwa zvizere neMedPay.
PIP inogona kubhadhara mari dzakadai se:
- Kurasikirwa nemari nekuda kwekusakwanisa kushanda mushure mekukuvara
- Kurapa kwepfungwa
- Masevhisi ekubatsira nekuchengeta vana nekuchenesa
- Kugadziriswa kwekukuvara
Nekuda kwekukwanisa kwayo kufukidza zvakawanda, PIP inoonekwa sechirongwa cheinishuwarenzi chakakwana kupfuura MedPay uye inodiwa munyika dzakawanda, nepo MedPay ichidiwa munyika mbiri. PIP inobatsira kuchengetedza vatyairi nekuvapa dziviriro yakawanda pavanosangana netsaona yemotokari inochinja hupenyu.
Pakusarudza kuti ndeipi inishuwarenzi yaunofanira kuwana, zvakakosha kubvunza nyanzvi uye kudzidza kuti chirongwa cheinishuwarenzi chega chega chingakudzivirira sei iwe nemhuri yako kana mamiriro ezvinhu akaipisisa akaitika.
Kana wakakuvara mutsaona yemotokari, zvinokurudzirwa kuti utaure negweta rine ruzivo rwekukuvara kwemunhu nekukurumidza kuti utarise zvinokwanisa kuvharwa neinishuwarenzi yako.
Bata Gweta Rine Ruzivo Rwekukuvara Kwemunhu Nhasi
Magweta eGLP aripo kuti akubatsirei kufamba neinishuwarenzi yenyu mushure metsaona yemotokari. Sezvamuri kuporesa kubva mutsaona yemotokari, tichava nechokwadi chekuti munokwanisawo kunzwa makachengeteka mune zvemari. Nyaya dzekukuvara kwemunhu nekuda kwetsaona yemotokari dzinogona kuoma, uye munofanira kunzwisisa mhando dzakasiyana dzenyaya dzeinishuwarenzi neinishuwarenzi dzingashanda kunyaya yenyu, kusanganisira Medpay kana Personal Injury Protection coverage. Kana muchifunga kuti mumwe munhu aive nemhosva mukukonzera tsaona iyo imi, nhengo yemhuri kana shamwari makabatanidzwa mairi, munofanira kuita kuti chokwadi chenyaya yenyu chiongororwe negweta nekukurumidza.
Kana wakambosangana netsaona yemotokari, ndapota fonera 800.273.5005 kana kutumira email kugweta redu rekukuvara kwemunhu panhamba iyi kuti muwane kubvunza kwekutanga mahara. Mumwe wemagweta edu ane hunyanzvi achakwanisa kukuudzai kana muchikwanisa kubhadhara muripo wemari.
