Imizobo yePosi yeBlog (19)

Abazali abaninzi baxhomekeke kwiinkqubo zolutsha ukuze banike abantwana babo indawo ekhuselekileyo emva kwesikolo okanye ngexesha lasehlotyeni. Njengomzali okanye umgcini, kubalulekile ukuqhelana Washington Umthetho welizwe i-RCW 4.24.660Ukuqonda lo mthetho kunokukunceda uqonde iimeko apho isithili sesikolo singenakubekwa tyala ngokwenzakala okanye ukufa ezenzeka kwiinkqubo zolutsha, kunye nezinye izinto ezingaqhelekanga kule ngxaki yokungakhuseleki. Ukwaziswa kuqinisekisa ukuba ungakhuthaza ngempumelelo ukhuseleko kunye nentlalo-ntle yomntwana wakho.

Inkcazo yeeNkqubo zoLutsha

Ngoku ka RCW 4.24.660, inkqubo yolutsha ichazwa “njengayo nayiphi na inkqubo okanye inkonzo enikezelwa yintlangano yabucala engenzi nzuzo, eyenzelwe ngokukodwa ukubonelela abantu abangaphantsi kweminyaka elishumi elinesibhozo ngamathuba okuzibandakanya kwimisebenzi okanye kwiinkonzo.”

Iimeko apho iSithili seSikolo singenaxanduva

Isithili sesikolo asiyi kuba noxanduva lokwenzakala okanye ukufa okubangelwa zizenzo okanye ukungasebenzi kakuhle kwabasebenzi okanye abakhontrakthi abanxulumene nenkqubo yolutsha ngokuxhomekeke kwezi zinto zilandelayo:

  1. Indawo kunye nexesha: Esi siganeko senzeke kwipropathi yesikolo ngexesha leenkonzo zenkqubo yolutsha.
  2. IiMfuno ze-Inshurensi:
    • Intlangano yabucala engenzi nzuzo kufuneka inike ubungqina bomshuwalense ngepolisi yengozi kunye noxanduva ekhutshwe yinkampani yeinshorensi egunyazisiweyo ukuba isebenze kurhulumente.
    • Ipolisi kufuneka igubungele ubuncinane i-$50,000 yokwenzakala emzimbeni okanye ukufa komntu omnye, okanye i-$100,000 yokwenzakala emzimbeni okanye ukufa kwabantu ababini nangaphezulu kuyo nayiphi na isiganeko esinye.
    • Umbutho kufuneka ubonise ukuthobela imigaqo-nkqubo yokulawula ukuxhuzula kwentliziyo kunye nokwenzakala entloko ngokwe-RCW 28A.600.190, kunye nemigaqo-nkqubo yokwazisa ngokubanjwa kwentliziyo ngesiquphe ngokwe-RCW 28A.600.195.
  3. Ukuqinisekiswa kwe-inshurensi: I-profit yabucala kufuneka iveze ubungqina bomshuwalense ngaphambi kokusebenzisa izibonelelo zesikolo. Ukhuseleko ekuthwaleni uxanduva lugcinwa kuphela logama nje i-inshurensi isebenza.

Izinto ezingaqhelekanga kwi-Liability Immunity

  • Uxanduva lwangaphambi kowama-2000: Ukhuseleko ekuthwaleni uxanduva njengoko kuchaziwe alusebenzi kuzo naziphi na izenzo ezenzeka ngaphambi komhla woku-1 kuJanuwari 2000.
  • Ububanzi boxanduva: Eli candelo alichaphazeli ilungelo lomntu lokufuna imbuyekezo ngenxa yomonakalo obangelwe zezi zinto zilandelayo:
    • Umenzi wekontrakta okanye umqeshwa wesithili sesikolo osebenza kwisikhundla sakhe esisemthethweni.
    • Izibonelelo, izakhiwo, okanye iinkqubo ezingakhuselekanga zesithili sesikolo.

Thetha neGqwetha lezoNzakalo zoMntu namhlanje

Amagqwetha e-GLP anamava amaninzi okuphatha amatyala okwenzakala komntu kunye uxanduva lwezakhiwo amatyala. Amagqwetha ethu alapha ukukuxhasa kuyo yonke inyathelo. Ukuba umntwana wakho wonzakele kwingozi kwinkqubo yolutsha, nceda utsalele amagqwetha ethu ukuze ufumane ingcebiso yasimahla apha 800.273.5005.