I-inshorensi Ukholo Olubi

Xa uthenga i-inshorensi, uyenzela ukhuseleko lwakho, usapho lwakho, kunye nepropathi yakho. Isivumelwano se-inshorensi sisithembiso senkampani ye-inshorensi kuwe sokuba usifezekise esi siqinisekiso sokhuseleko. Ngelishwa, iinkampani ze-inshorensi azihlali zigcina izithembiso zazo.

Ukuba ukhe wabandakanyeka kwisiganeko se-Insurance Bad Faith, nceda utsalele umnxeba okanye uthumele i-imeyile kumagqwetha ethu ukuze ufumane ingcebiso yasimahla.

Nxibelelana neofisi yakho yasekuhlaleni

(800) 273-5005

Iinkampani zeinshorensi zinoxanduva phantsi komthetho lokwenza izinto ngokunyanisekileyo nangokuphathana ngokusesikweni nawe. Oku kubizwa ngokuba “ngumnqophiso ocacileyo wokholo olulungileyo,” kwaye yinxalenye yesivumelwano ngasinye seinshorensi, nokuba asikho kwipolisi ebhaliweyo. Ukuba inkampani yeinshorensi inikezela ngesixa esiphantsi kakhulu, okanye ukuba inkampani yeinshorensi iyalikhanyela ibango ngokungafanelekanga, inkampani yenza ngokunyaniseka kwaye iyaphula umthetho.

Imizekelo yokholo olubi ibandakanya:

Ukukhanyela ibango ngaphandle kwesizathu esivakalayo
Ukungaphumeleli ukwenza uphando olufanelekileyo
Ukuchaza gwenxa amalungelo akho phantsi komgaqo-nkqubo
Ukulibazisa ngokungenangqiqo ekwenzeni iintlawulo
Ukungaphumeleli ukukukhusela kwibango okanye ukungaphumeleli ukusombulula ibango elichasene nawe

Imithetho yethu yomshuwalense ongalunganga kunye neyomthetho we-inshorensi ibandakanya ezi ndawo zilandelayo:

UMthetho woKuziphatha ngokuLungileyo kwi-Inshorensi (IFCA)
Iqela Lokuqala Lokholo Olubi
Ukholo Olubi Lomntu Wesithathu
Ukuphathwa kweBango loKhuseleko loMntu oluNgachanekanga (PIP)
Ukuphathwa Kwamabango Omqhubi Wemoto Ongena-inshorensi (UM/UIM) Okungafanelekanga
Iimviwo Phantsi kwesiFungo
Imigaqo-nkqubo Yabanini Bezindlu

Ukuba ukhe wehlelwa zezinye zezi zinto, kufuneka uthethe negqwetha leinshorensi elifanelekileyo. I-GLP Attorneys likhaya leqela elikhulu lamagqwetha anolwazi anamava eminyaka emininzi ekusingatheni amabango einshorensi angalunganga. Sitsalele umnxeba namhlanje ku- 206.448.1992, okanye uthumele i-imeyile kumagqwetha ethu ku ukwenzela ukubonisana simahla.

UMthetho woKuziphatha ngokuLungileyo kwi-Inshorensi (IFCA)

Kwi-2007, i Washington umthetho wowiso-mthetho upasise uMthetho woKuziphatha ngokuLungileyo kweInshorensi ("IFCA"). Oku kunika abantu abanomshwalense Washington ukhuseleko olubalulekileyo ekuziphatheni okungenangqiqo nokungakhathaliyo kweenkampani zeinshorensi. Kukho izohlwayo ezibalulekileyo kubanini beinshorensi ukuba bayaphula le mithetho.

Ngokusisiseko, i-IFCA iyawathintela iinkampani zeinshorensi ukuba zingalibali ibango ngokungenangqiqo okanye zihlawule izibonelelo ezingafanelekanga phantsi komgaqo-nkqubo weinshorensi. Oku kunokwenzeka ngeendlela ezininzi ezahlukeneyo:

Ukungavumi ngokungenangqiqo iingenelo ze-PIP
Ukungaphumeleli ukwenza uphando olufanelekileyo lwebango
Ukuchaza gwenxa imiqathango yomgaqo-nkqubo
Ukungakwazi ukwamkela unxibelelwano ngexesha elifanelekileyo
Ukungaphumeleli ukuzikhusela ngokwaneleyo ibango elenziwe nxamnye nawe, nto leyo ebangela ubunzima bezemali

Kwi-GLP Attorneys, sinamava anzulu okusebenza neenkampani zeinshorensi ekuhlawuleni amabango abantu abenzakeleyo. La mava akhe isiseko sokukwazi kwethu ukufaka amabango ngempumelelo kwiinkampani zeinshorensi phantsi kwe-IFCA.

Ukuba ukholelwa ukuba uphathwe ngendlela engafanelekanga okanye engafanelekanga yinkampani yeinshorensi, nceda ufowunele omnye wamagqwetha ethu einshorensi angoongathembekanga kwi-GLP Attorneys ukuze uxoxe ngokuba siza kukwazi na ukukunceda.

Ukuba ukhe wabandakanyeka kwisiganeko se-Insurance Bad Faith, nceda utsalele umnxeba okanye uthumele i-imeyile kumagqwetha ethu ukuze ufumane ingcebiso yasimahla.

Nxibelelana neofisi yakho yasekuhlaleni

(800) 273-5005

Amatyala Aphumelelayo Anxulumeneyo

$110,000

I-inshorensi Ukholo Olubi

Ipolisi ibeka imida yokuhlawulwa emva kokuba iarhente yeinshorensi yomthengi we-GLP ichaze gwenxa isixa semali yomshuwalense yaza yazama ukuhlawula ityala nge-$8,000.

$155,000

I-inshorensi Ukholo Olubi

I-$155,000 kumfazi owakhatywayo yinkampani yeinshorensi enetyala.

$250,000

I-inshorensi Ukholo Olubi

I-$250,000 yokuziphatha kwi-Inshorensi yoBulungisa ngenxa yokungaphumeleli ukulungisa izinto ezimbini.

$600,000

I-inshorensi Ukholo Olubi

I-$600,000 yoKuziphatha kwe-Inshorensi yoBulungisa ukuze kuhlolwe ixabiso lebango.

$ 1 Million

I-inshorensi Ukholo Olubi,Ukufa okungalunganga

Ipolisi ye- $1 yezigidi ithintela ukuhlawulwa kwentlawulo yokufa ngokungafanelekanga kwendoda eneminyaka engama-38 ubudala eyayinomfazi nabantwana abasixhenxe.

$625,000

I-inshorensi Ukholo Olubi

I-$625,000 yokuziphatha kwi-inshorensi yokholo olubi ngenxa yokungaphumeleli ukukhusela umntu onomshwalense.

$ 2.3 Million

I-inshorensi Ukholo Olubi,Ukungqubana kweeMoto

Intlawulo ye-$2.305 yezigidi kusapho lwabantu abathathu abonzakeleyo kwingozi enkulu eyenzeka entloko, nto leyo eyabangela ukuba balale esibhedlele ixesha elide.